Tag Archives: Debt

Possibilities

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So I started calling debt consolidation non-profits this week. I’ve been down this road before and have been told that I cannot be helped.

No one wants to help you out of good debt (like no one wants to help you not eat the pudding). But now I have two credit cards (not maxed) and over 30k in medical bills on top of car loan, a second mortgage and all the regular bills things are looking grim.

I’m glad to say I found a company that, for the payment I currently make to one credit card, I will be able to get out of debt in 3 years. Of course I’m assuming my house will be sold by then. I know my car will be paid off by then. I’ll save about 400$ a month this way.

Breathing feels good right now.

Trying Something New

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My life is complicated.

I’ve tried debt consolidation in the past and I’ve been rebuffed. At most I got a second mortgage out of the deal…but most of these miracle places have basically told me I cannot be helped.

I’ve never made a lot money. And my debt, while actually very low, is humongous compared to my net income. No matter what I don’t buy some huge bill comes up I cannot deal with.

I finally called a place I’ve had on my radar for months. I expected to be told that I wasn’t worth their time. But they didn’t. ZOMG. Less than four years. I can deal with that.

Obama and His Invocation, Estrogen in Lotion, Debt and my Computer

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Have nothing really in common.

First I’d like to talk about Obama and Rick Warren. Does everyone seem to forget that Obama is against gay marriage? Or that many of the things Rick Warren stands for (even the book), Obama has said he also stands for? This isn’t a shock, folks.

Estrogen is apparently in a lot of lotions and cosmetics. This sucks pretty hard. If you want to figure out if the things you are using have this issue: http://www.cosmeticsdatabase.com/ is the place to go.

Names to look for:

Butylparaben
Isobutylparaben
Ethylparaben
Methylparaben
Propylparaben

Placental Extracts
Uses and Estrogenicity: Placental extracts may be contaminated with estrogens called estradiol or estrone. Placental extracts are used in relatively few personal care products, including hair conditioners, facial moisturizers and astringents.

Names to look for:

Placental Extract
Placental Extracts

So the first of my medicals bills has gone to collections. Crap. The amount stated on the collections isn’t what I owe…I’ve been sending this company money each month. When I look through the past bills I realized that they are all different amounts and none of them repeat. Damn it. I’ve been calling this company for months and they never answer, or return calls. I call the collections agency and they are willing to work with me. Sigh.

Some where in Denver my new computer is sitting on a Fedex truck. I’ll get it today. Since I can’t afford a new computer…I really hope this one works.